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Thursday, February 19, 2009

Willing to Be Weird

We drive old cars, we pay for things in cash, our bonuses go towards retirement, we sell off our stuff, we love network marketing, we hate going shopping, we are still investing in mutual funds, we don’t watch television, and we still use hand-me-down furniture in the home we built. We’re weird.

I love it. It lets me know we're on the right path.

Lately, I have heard so much talk about “this economy.” Honestly, I’ve been surprised to hear so many people are STRESSED about the nation’s economy. “Aren’t you?” I’ve been asked on several occasions. No, I’m not. I have never felt so fiscally hopeful in my entire life.

Don’t get me wrong. I have my days where I wonder, how the heck we are going to cover THAT? And days where I kinda want to throw all plans out the window and say “Screw it! Let’s go to Spain!” But I don’t feel doom, gloom, and anxiety.

What I HAVE felt recently is confused about the huge disparity in my and my friends’ feelings on the topic of economics. I had been trying to figure out why I feel hope and at peace about my family’s economy. I thought about spiritual matters: I trust in God. I thought about career matters: Network marketing always booms in economic downturns. I thought about personal matters: I have a solid marriage, and solidity at home often projects on to other facets of one's life.

But, today, I heard Dave Ramsey say: When you don’t have any payments, it changes your whole outlook on the economy.

Simply put, yeah. That’s it.

Some of our friends may drive beautiful cars and own gorgeous things and go frequently on fantastic vacations, but I do not feel the least bit jealous because I know what they are trading in for those things.

Jimmy, a business associate of mine, who is also a multi-millionaire says: Do today what others aren't willing to do, so you can do tomorrow what they can't do.


We met with our accountant Joe yesterday. Joe deals with people in all income categories. A couple years ago, when I commented on how small our savings interest was, he said, “That’s a lot more than some guys I work with who earn 5-6 times your income.” I suspected as much, but it was nice to be reassured of it.

Yesterday, Joe shared a couple stories with us. One was about a financial planner who had paid off his house and then decided to take out loans on it for investment purposes. Today, he is leveraged out, stressed out, and at risk of losing his home AND is also facing retirement. Joe decided that was not a financial planner he would ever go to for advice. How many people do you know who did the same thing when the market was good?

In another case, Joe told us about a couple who started a business and had seen a sharp increase in their income. The wife said “we’re going to pay off the house.” The husband said, “Over my dead body. I’m not giving up that tax break!” Joe then used the oranges in the fruit bowl on the table to illustrate a point. “It takes 4 oranges to pay your mortgage, and the government gives you back one orange at the end of the year.” How many times have you heard financial “experts” say “you should never pay off your house”?

There is a LOT I don't know about wealth, but I know this: To attract wealth, one must study it, understand it, and then act on that knowledge. Wealth doesn't happen by accident.

Wealth is not complicated or mysterious, but the knowledge on how to accrue it is not common because (1) it is not taught in school and (2) most people don’t want to do the “boring” work of studying it on their own. The good news is that there is plenty of material out there ALREADY compiled and you don’t have to do the tedious footwork, the interviews, or the mathematical research. You can learn today what you didn't know yesterday!

To get started, I recommend:
The Richest Man in Babylon (George S. Clason)
The Total Money Makeover (Dave Ramsey)

Then:
The Millionaire Next Door (Thomas J. Stanley, William D. Danko)
Think & Grow Rich (Napoleon Hill)

The first two books are pretty easy reads. The other two involve reading more charts and giving longer thought. But these are great springboards. From there, you will have a better idea about where to go next for the information you want.

Going against the grain in money matters is not always easy because on a regular basis we are being bombarded with messages about spending and credit from media, institutions, and relatives' or friends' attitudes. But every so often, we get crystal clear confirmation that what we are doing invites peace.

At the end of our meeting with Joe yesterday, he said, “You were my therapy today.” What he doesn’t know is that he was ours.

Here’s to all of you who are on the path to financial peace and just need reassurance along the way.

Friday, February 13, 2009

Tonight, on our Valentine's Date...

We were sitting across each other at an Italian restaurant.

In the candlelight, while accordion music played in the background, Dave looked at me and said, "I was just looking at your hand and the wedding band on your finger."

I smiled. He continued.

"With the flickering candlelight hitting the engraved swirls on your ring, it kinda looks like the ring on Lord of the Rings."

Nice.

Thursday, February 12, 2009

My Elfin' Pants


My green corduroy pants (if you live nearby, you know the ones, they're quite... green) met their demise today.

I generally love my green corduroy pants. They're loose, comfortable, and warm, but I know they're... quite green... so I try not to wear them much. But today was laundry day, and I had not done laundry since returning from San Fran, so the green pants were the only pants I had in my closet.

Mid-afternoon, I squatted down to pick my daughter off the floor, and on the way down, I heard a slight tearing sound. By the time I got my butt hovering over the carpet, the classic ripping sound emanated from the classic butt-seam location.

I ripped my elfin' pants.


These pants were supposed to last forever. I can only logically deduce that someone had been praying for those pants to leave the neighborhood. Maybe when I was in California, the bishop called for a ward fast about them.

Of course, when the ripping occurred, the laundry wasn't finished, so I kept my green cheek-aerating pants on. Then, someone rang the doorbell.

I thought about not answering the door, but it was a neighbor, and I knew she knew I was home. So, I opened the door.

Here, I would have generally invited her in, but my butt was exposed to the free suburban world, so we chatted out on the porch, my butt firmly faced indoors. As wind and cold whisked into my house, among other places. I heard the furnace kick on in the basement. I was heating the county just to save face. And butt.

Sure, it was 21° outside, but I don't quite yet have a relationship with this neighbor where I feel comfortable flashing her my nethers. And if we would have sat down on the couch, the hole would have gotten bigger with its accompanying sound. And chance would have it that I'd temporarily forget about the new hole in my rear and walk into the kitchen to offer my guest a glass of water. So, on the porch in the 21° windy wintry weather I hosted.

I don't know how long I would have stood out there freezing before I revealed my secret, but I was saved by a hungry waking baby. Hooray for kids!

Alright, the laundry's done. Bye, bye green cords! Oh, how I loved you!

Monday, February 9, 2009

Top Achievers at San Francisco (2009)

(This post is for those who were not able to go to the San Francisco event and wanted me to tell them how it went. I can only do that to some degree, everything else is for face-to-face conversations.)

I got back from San Francisco for the Top Achievers event last night!
Wow and sigh.

The trip started with being half-way to the airport Friday morning and receiving a call from Delta stating that my flight was being delayed 1.5 hours which meant I would arrive at SanFran 15 minutes before the event started. I had them move me to another airline.

When I arrived at the airport, I was notified that the new flight, along with ALL flights into San Francisco, were being delayed indefinitely. And since I had just changed my flight plans in the last hour AND all I had was a carry-on, I fell into the "extra screening" category: my bag, my person, my electronics, my shoes. You know the drill.

Then, I waited.

During the several-hour wait, some Isagenix associates I had never met recognized me and plopped themselves next to me in the waiting area. So, I made new friends!

A passenger eavesdropping on our conversation called his wife's attention to us. I traded contact info with them and will call them this week to help them save some money on products. (They are already using them.) This was a ray of sunshine in a literally cloudy day.

We got to the event an hour late (not as bad as the people who got re-routed and got to the event a few hours late) but it was all good. It's always better to arrive alive!

Dr. Bill Wheeler announced the new cleanse flavor, "Tropical Berry," in his own special way.

The medical board held a panel discussion. Among many things, we learned how to use the IsaDelight chocolates, the Ionix, and the Want More Energy to boost... um... intimacy.

Aubrey took some photos of me with a few of my favorite millionaires. My current financial goal is to join them before 2009 is through, specifically, to earn $702,000 by July 30th. Please, hold me accountable, y'all.

First Row: Jimmy, George, Susan
Second Row: LeAnn, Randi, Peter, Jay



A few of them remembered me and said, "Adhis! It's so good to see you're back!" It's nice to be remembered, isn't it? I committed to getting better at doing that for other people.

The main thing I came out with from this training is
"Love is the element that changes people."
That wasn't specifically mentioned, but it is what I felt. My purpose is to invite people to hope. If they are happy where they currently are, the invitation still stands. :)

I had a good time with friends, sharing plans, goals and laughs.
First Row: George, Nathalie, Adrianne
Second Row: Aubrey, Nathalie, Laura



One of the things Aubrey wanted was a "special" photo with Dr. Denis Harper. In a video we use often in presentations, Dr. Harper says "you don't want to give products to your patients and then have them die" which always makes us giggle. So, Aubrey mentioned this to Dr. Harper, then asked, "So, would you pose in the picture like you're strangling me?"
He complied.

Another person Aubrey wanted a photo with was Cindy Huegly, who retired her husband a year ago. Well, while we were chatting, the inventor of BubbaGum came by handing out some of his candy. And... yeah...

I love this photo of Aubrey with Lenny Evans. (Thanks, Aubrey for taking photos for me!)

One of many nice touches of the event was when David Wood took a break for "story time." He picked random people in the audience to come up and share their stories. I loved cheering for everyone's successes. There was a lady who was ecstatic because she made her first $52.16. She was thankful down to the penny for her new adventure, and I cheered for her marvelous new journey and for everyone else's places in theirs.

Here are two of our founders. Can you believe she's 59, and he's 62?? They look even better in person! These guys stay on top of their health!

Some of my favorite presentations were by Susan Sly, Jay Bennett, and Jimmy "The Butcher" Smith. I think you guys would have loved them, too! Throughout the event and on the way home in the airport, I asked people "What was your favorite part about this weekend?" Consistently, the top two faves mentioned were Jimmy and Susan's presentations, then everyone varied on their third. (It's freakin' hard to get a photo of Jimmy when he's on stage; he's always moving! Hard to believe he's turning 81 this spring!)

Some more cool folks: Jim Rhoades, Kim Olson, and Lenny.

This dessert at one of our luncheons was so pretty, I had to take a photo. Then, I enjoyed it. :)

One of the awakenings I experienced this weekend was when a couple was talking about the amount of volume they saw in their business. I began mentally doing the math in regards to my business. Imagine my surprise and my SHOCK when I realized my team generated over $1.5M in sales last year! Holy crap. I did the math on paper over and over again, just to make sure.

That news, among a few other blessings I uncovered, sent me to tears. I felt so blessed and came to a full realization of my past ingratitude. I seriously cried. Today, I still stand amazed.

I am so thankful for all the people who have taken on this great mission to lift people up and free them from pain, physical and financial. I feel so blessed indeed.

Sunday, February 8, 2009

That's all I have to say about that!

She's already got attitude!


video

Friday, February 6, 2009

I love her

Her.




When I pat her back to burp her, I always burp first.



We have no television, so whenever I play a video on the computer, her eyes lock on.



Her eyes and hair were supposed to be brown.
A funny thing happened while trying on genes...



Her face lights up when I hold up outfits for her.


She has 10 fingers, but she only needs one to explore with.



She can barely keep her eyes open late at night but put her on the changing table and she gets a surge of energy: she gets a big smile on her face, flops around like a fish out of water, and flaps her arms like a baby chick.



When I lay her down in her crib for a nap, she always puts her hands behind her head (because that is, of course, the universal pose for relaxation).



She likes having her photo taken... until she doesn't.




I love her.

Tuesday, February 3, 2009

Developing

I hear an owl.
(hoo... hoo-hoo)

I haven't heard one in our neighborhood since the first year we moved here.
It sounds beautiful.

Back then, there was still much undeveloped land around us.
(hoo... hoo-hoo)

Now, it has all been zoned, re-zoned, fenced in, dug up, and built upon.
Where will all the deer cross?


[Posted song: "The Sound of Silence" by Simon & Garfunkel)

Monday, February 2, 2009

Lines of jokery

A jumper cable walks into a bar. The bartender says, "I'll serve you, but don't start anything."

Two peanuts walk into a bar, and one was a salted.

A dyslexic man walks into a bra.

A man walks into a bar with a slab of asphalt under his arm and says: "A beer please, and one for the road."


Two antennas met on a roof, fell in love, and got married. The ceremony wasn't much, but the reception was excellent.

An invisible man marries an invisible woman. The kids were nothing to look at either.

Two cows are standing next to each other in a field. Daisy says to Dolly, "I was artificially inseminated this morning. "
"I don't believe you," says Dolly.
Exclaims Daisy, "It's true, No bull!"

I went to a seafood disco last week... and pulled a mussel.

What do you call a fish with no eyes?
A fsh.

Why did the whale cross the road?
To get to the other tide!




I went to buy some camouflage trousers the other day, but I couldn't find any.

A woman has twins and gives them up for adoption. One of them goes to a family in Egypt and is named "Ahmal." The other goes to a family in Spain; they name him "Juan." Years later, Juan sends a picture of himself to his birthmother. Upon receiving the picture, she tells her husband that she wishes she also had a picture of Ahmal. Her husband responds, "They're twins! If you've seen Juan, you've seen Ahmal!"